Should We Use All Our CPF for Housing or Save It for Retirement?

Most of us know CPF can be utilised for housing. Now comes the question if we should use all our CPF for housing? I have written a few artic...

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Why young Singaporeans don’t need to worry about buying their first HDB Home in Singapore?

Almost 2 years ago in February 2014, I wrote an article on " How much money does a couple need to earn in order to afford a $300,000 HD...

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Never Rely On CPF For Your Retirement?

In my previous post on " You Can Never Retire If You Only Save 10% Of Your Income ", I said if we only save 10% of our income, it ...

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How I Amassed More Than $120,000 After 4.5 Years of Work

Is it possible to save up $120,000 in just 4.5 years of work? Just a few days ago, I was doing a financial health check for myself using an ...

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CPF Advisory Panel's Recommendations - 3 Basic Options You Need To Know

The first round of changes to the CPF system has been announced just a few days ago. From what I see, most of the changes are just renaming ...

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Changes to the CPF - CPF Focus Group Discussion

Few months ago during the national day rally speech by the Prime Minister, it was announced that there may be possible changes to the CPF sc...

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Why it is hard for most Singaporeans to retire early?

I was about to publish some of the post on early retirement which I wrote over the weekends until I saw an article by business times today w...

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National Day Rally 2014 - CPF and Retirement Adequacy

The speech by Prime Minister Lee at the national day rally yesterday was quite a good one. He touched on various aspects of Singaporeans liv...

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